VISA Credit Card
Platinum Plus |
For information about the rates, fees, features, and benefits associated
with the use of the Pawtucket Credit Union Platinum Plus® credit card,
refer to the disclosures accompanying the online credit card application
or call 1-866-434-5390 |
Other
rates and terms
available. Interest rate
will be determined by individual creditworthiness.
*Offer applicable for
applicants with a credit
score of 700 or higher.
New autos model years
2008-2010 and used autos
model years 2003-2010
with mileage less than
90,000. Advertised APR
is the lowest available
and includes a .25%
discount with automatic
payment from an active
Pawtucket Credit Union
checking account.
Interest rate will be
determined by individual
creditworthiness. Other
rates and terms
available. Existing
Pawtucket Credit Union
auto loans are not
eligible for this
promotion.
** Advertised APR is
lowest available and
includes .25% discount
for automatic payment
from an active Pawtucket
Credit Union checking
account. Interest rate
will be determined by
individual
creditworthiness.
Existing Pawtucket
Credit Union auto loans
not eligible.
†Advertised APRs are the
lowest available and
include a .25% discount
with automatic loan
payment from an active
Pawtucket Credit Union
checking account.
***Variable APR will be
based on Prime Rate +3%
if $7,500 or more is
advanced at loan
closing. Prime Rate is
the Prime Rate published
in the Wall Street
Journal. Automatic
payment discount does
not apply. Maximum loan
amount: $25,000.
**** Home Equity Lines
Of Credit
Prime Rate is the Wall
Street Journal Prime
Rate (3.25% as of
12/18/08). Advertised
Annual Percentage Rate
(APR) is a variable APR
equal to Prime Rate,
includes a minimum APR
of 4.00%, and is the lowest
available. Other rates
and terms available. APR
will not exceed 21% or
be less than 4.00%.
Interest rate and line
amount determined by
individual
creditworthiness and
loan-to-value ratio.
Account subject to
individual approval.
Applicable trust review
fees apply. 1-4 family,
owner-occupied, primary
residence properties
only. Property insurance
(and flood insurance if
applicable) required.
Rate subject to change
without notice. If a Home
Equity Line is paid in
full and closed within
twelve (12) months of
loan closing, a
prepayment penalty will
apply: RI - up to $250,
but not to exceed 2% of
the balance due at time
of payoff; MA -
remaining balance of
first year's interest or
amount equal to last 3
months interest,
whichever is less.
*****Advertised APR
available for qualifying
properties with a
loan-to-value (LTV) of
80% or less. Advertised
APR is lowest available
and includes a .25%
discount with automatic
payment from an active
Pawtucket Credit Union
checking account.
Other
rates and terms
available. Applicable
trust review fees apply.
Property insurance (and
flood insurance if
applicable) required.
Rate subject to change
without notice. Interest
rate will be determined
by individual
creditworthiness and
loan-to-value ratio.
Account subject to
individual approval.1-4
family owner-occupied
primary residence
properties only. If a
Home Equity Loan is paid
in full within twelve
(12) months of loan
closing, a prepayment
penalty will apply: RI -
up to $250,but not to
exceed 2% of the balance
due at time of payoff;
MA - remaining balance
of first year's interest
or amount equal to last
3 months interest,
whichever is less.
******Advertised APR
available for qualifying
properties, first lien
position equity, with a
loan-to-value (LTV) of
80% or less, and a
maximum repayment period
of 144 months. A minimum
credit score of 675 is
required for all
borrowers. Advertised
APR is lowest available
and includes a .25%
discount with automatic
payment from an active
Pawtucket Credit Union
checking account.
Applicable trust review
fees apply. Property
insurance (and flood
insurance if applicable)
required. Rate subject
to change without
notice. Account subject
to individual approval.
1-4 family
owner-occupied primary
residence properties
only. If a Spectrum Home
Loan is paid in full
within twelve (12)
months of loan closing,
a prepayment penalty
will apply: RI - up to
$250, but not to exceed
2% of the balance due at
time of payoff; MA -
remaining balance of
first year's interest or
amount equal to last 3
months interest,
whichever is less.
Repayment Examples:
For new and used auto
loans: At 4.49% APR, 72
monthly payments of
$15.87 per $1,000
borrowed.
For equity loans: At
5.99% APR, 240 monthly
payments of $7.16 per
$1,000 borrowed.
For Spectrum Home Loan:
At 4.75% APR, 144
monthly payments of
$9.13 per $1,000
borrowed.
For new motorcycle
loans: At 5.74% APR, 60
monthly payments of
$19.22 per $1,000
borrowed.
For new RV/boat/trailer
loans: At 9.25% APR, 60
monthly payments of
$20.88 per $1,000
borrowed.
For personal loans: At
12.74% APR, 48 monthly
payments of $26.70 per
$1,000 borrowed. |
