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Mortgage Rates |
Rates as of 6/6/07
Subject to change without notice |
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Type |
Term |
Rate |
Points |
Annual Percentage Rate (APR)* |
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10/1 Adjustable Rate Mortgage |
| |
30 year |
6.125% |
0 |
6.594% APR |
| |
40 year |
6.125% |
0 |
6.696% APR |
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7/1 Adjustable Rate Mortgage |
| |
30 year |
5.875% |
0 |
6.663% APR |
| |
40 year |
5.875% |
0 |
6.763% APR |
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5/1 Adjustable Rate Mortgage |
| |
30 year |
5.750% |
0 |
6.803% APR |
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40 year |
5.750% |
0 |
6.889% APR |
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3/3 Adjustable Rate Mortgage |
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30 year |
5.125% |
2 |
7.068% APR |
| |
30 year |
5.375% |
1 |
7.085% APR |
| |
30 year |
5.625% |
0 |
7.103% APR |
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40 year |
5.125% |
2 |
7.134% APR |
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40 year |
5.375% |
1 |
7.151% APR |
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40 year |
5.625% |
0 |
7.167% APR |
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1/1 Adjustable Rate Mortgage |
| |
30 year |
4.750% |
2 |
7.577% APR |
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30 year |
5.000% |
1 |
7.522% APR |
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30 year |
5.250% |
0 |
7.468% APR |
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3/3 No Doc Mortgages |
| |
30 year |
6.125% |
2 |
7.792% APR |
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30 year |
6.375% |
1 |
7.757% APR |
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5/1 No Doc Mortgages |
| |
30 year |
6.750% |
1 |
7.589% APR |
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Smart Option 30 Mortgage |
| |
30 year |
6.625% |
0 |
6.613% APR |
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Smart Option 15 Mortgage |
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15 year |
6.250% |
0 |
6.242% APR |
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First Time Homebuyer |
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Up to $417,000 |
5/25 |
5.875% |
0 |
7.069% APR |
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$417,001 to $500,000 |
5/25 |
6.125% |
0 |
7.167% APR |
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MyCommunityMortgagesTM |
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Fixed |
30 year |
6.875% |
0 |
6.880% APR |
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7/1 |
30 year |
6.500% |
0 |
6.980% APR |
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10/1 |
30 year |
6.750% |
0 |
7.002% APR |
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Fixed Rate Mortgages |
| |
40 year |
6.875% |
0 |
6.880% APR |
|
| |
30 year |
6.000% |
2 |
6.195% APR |
| |
30 year |
6.250% |
1 |
6.351% APR |
| |
30 year |
6.500% |
0 |
6.505% APR |
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20 year |
6.000% |
2 |
6.259% APR |
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20 year |
6.250% |
1 |
6.383% APR |
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20 year |
6.500% |
0 |
6.507% APR |
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15 year |
5.625% |
2 |
5.947% APR |
| |
15 year |
5.875% |
1 |
6.040% APR |
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15 year |
6.125% |
0 |
6.134% APR |
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10 year |
5.625% |
2 |
6.083% APR |
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10 year |
5.875% |
1 |
6.109% APR |
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10 year |
6.125% |
0 |
6.137% APR |
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For Re-Hab add 1 point to pricing
* APR is based on a $100,000.00 loan with 80% Loan To Value (LTV) and no
prepaid interest. If LTV exceeds 80%, Private Mortgage Insurance (PMI) is
required and will increase the APR.
For all Adjustable Rate Mortgages and First Time Homebuyer Mortgages described
above, the APR may increase after closing.
Mortgage Insurance required if LTV exceeds 80%.
Repayment Examples:
30 yr Fixed Rate Mortgage at
6.000% (6.195% APR): 360 monthly payments of
$6.00 per $1,000 borrowed.
5/1 Adjustable Rate Mortgage at
6.000% (6.803% APR): 360 monthly payments of
$5.84 per $1,000 borrowed. |
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Equal Opportunity Lender. |
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Your savings federally insured to at
least $250,000 and backed
by the full faith and credit of the
United States Government.
National Credit Union Administration, a
U.S. Government Agency |
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