Other Loans Commercial/Business Lending As other financial institutions reduce & restrict their offerings, we're proud to offer an expanded selection of commercial/business products and services. Click here to find out more Personal Line Of Credit Looking for greater flexibility? Our Personal Line Of Credit is a revolving, unsecured credit line. Every time you pay down the principal balance, your credit line is replenished and available for future use! The maximum amount available is $25,000. Apply NOW!        Rates and Terms Personal/Consolidation Loans Reduce several balances into a single, more manageable monthly payment. Apply NOW!        Rates and Terms Equity Loans Homeowners, get the credit you deserve with a home equity loan or line of credit from riloans.com. Either one makes sense for all sorts of major purchases and both may be tax deductible. Click here to find out more. Mobile/Manufactured Home Loans Terms of 5 to 30 years are available. Call Terry Charles at (401) 729-4093 for more information. Secured Passbook Loans Pledge a PCU deposit account as collateral and get the money you need right away. Choose from a wide variety of terms and payback options. Rates and Terms VISA Credit Cards Consumer Credit Cards Rewards Card VISA Signature Rewards Interested in earning cash back or other great rewards such as merchandise, gift certificates, travel and more? Apply NOW!        Learn More Traditional Card VISA Platinum Interested in the simplicity and convenience offered in a traditional credit card with all the benefits of a VISA credit card? Apply NOW!        Learn More Establishing and re-establishing credit Secured VISA Interested in building or re-establishing your credit? Apply NOW!        Learn More Establishing Credit – College Students VISA College Rewards Interested in building your credit while you’re still in college? Apply NOW!        Learn More Establishing Credit – Young Adults VISA Young Adult Interested in building your credit? Call for details. Business Credit Cards Rewards Card VISA Platinum Business Rewards Interested in earning unlimited cash back and double rewards for everyday spending? Apply NOW!        Learn More Rewards Card VISA Business Travel Interested in earning unlimited cash back and double rewards for travel spending? Apply NOW!        Learn More Traditional Card VISA Business Interested in the simplicity and convenience offered in a traditional credit card with all the benefits of a VISA credit card? Apply NOW!        Learn More The creditor, issuer and service provider of your Credit Card is Elan Financial Services. Equal Opportunity Lender. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency